What Do People Think About When Choosing Health Insurance Plans?
Here is a discussion I had with Tess Vigeland of Los Angeles Public Radio about the psychology of choosing health plans.
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In September of 2011, Laugesen and colleagues looked at why health care in the US costs so much. Part of their analysis explored primary care physician fees. It showed that primary care docs in the US make a bit more, per office visit, than their colleagues in 5 other countries. But Americans are much less…
Warning – the warning labels pictured below are graphic but, according to a recent study, they increase the chances that people will quit smoking. Now we need to find a way to get legal permission to use such pictures, so we can shock people out of their habits.
In The Heart of Power, David Blumenthal and James Morone relate the 75 year history of presidential efforts (typically unsuccessful) to reform the U.S. healthcare system. I used to think major reform efforts did not happen for many years after FDR’s New Deal. After all, social security had taken a huge dent out of poverty among…
I just came across this picture, from the Kaiser family foundation website, illustrating just how often employee healthcare costs take up 10% or more of employee payroll. The number was already pretty high more than a decade ago, but it’s gotten even higher: For large employees, this amounts to almost $5 per hour put aside…
Euphemistically referred to as Consumer-Directed Health Plans, high out-of-pocket insurance is in theory supposed to incentivize people to scrutinize the cost and quality of their medical care, thus bringing pressure on providers to lower the price and/or raise the quality of their services. This theory isn’t borne out in practice. As a matter of practice…
I have been writing a lot lately about out-of-pocket costs for health care in United States. In my research on this topic, I came across the following picture, which shows how much insurers are spending on healthcare, among people in the United States receiving insurance through their employers, and also how much those employees are spending…