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Obamacare Hasn’t Killed Employer-Sponsored Health Insurance
ByadminSome people worried that the ACA would kill employer-sponsored health insurance, by giving employers an “out” – by letting them shift insurance to the exchanges. The ACA set up financial incentives, to reduce such shifting. And so far, it looks like it’s working: Still quite early, of course. I’ll keep my eyes open for further…
Obamacare Insurance Premiums – Not Growing Too Fast
ByadminHere’s a picture from a New England Journal of Medicine article showing that in 2015 and 2016, Obamacare premiums grew more slowly than private insurance premiums rose before the law came into effect: The Obamacare markets are new and unsettled. But so far they aren’t leading to runaway inflation. But what will happen to these…
Coolest Nudge Ever!
ByadminI love behavioral science. I love public policy. And I am obsessed with music. So you can see why I think the nudge pictured below may be the coolest thing on the planet! It encourages drivers to drive at an appropriate speed, so they can hear music created by their passage over the road: I…
My Dad Makes the News. Kind of…
ByadminWhen I graduated from college, I was chosen as one of the commencement speakers. In my speech, I pretended to be reading a letter I wrote to my father. My dad came to the graduation, completely unaware of my speech. When he heard me start reading the letter, he put his head in his hands…
Is This Enough Competition for You?
ByadminSome people look at the figure below, and say that too few insurance companies have too much of the market for Medicare Advantage (a program that allows Medicare recipients to get private coverage). But I look at it and think it looks like a pretty robust market: What do you think?